dental insurance

Dental insurance covers problems with the teeth and gums as well as routine maintenance procedures like yearly cleanings, which are usually not fully covered by statutory health insurances

Dental insurance covers problems with the teeth and gums as well as routine maintenance procedures like yearly cleanings.
Not all operations are covered; for instance, aesthetic ones like teeth whitening and crowns are not.
There will be deductibles, co-pays, and coinsurance, and many policies have annual coverage maximums that are moderately low.

details

who needs dental insurance?

Simply put: anyone with teeth. Okay, that’s a little cheeky. But seriously, dental issues may drain your bank account quickly.  Generally, public insurance covers some basic dental treatments, but only the very necessary basics. A decent dental insurance plan will assist you in avoiding unforeseen expenses while taking good care of your teeth.

how much does it cost?

The costs depend on the plan you choose and your age. Usually they have a deductible of at least 10% and a yearly coverage cap. Cheap plans start at €8 a month, good plans cost roughly €20 a month.

what does the insurance cover?

The coverage range is quite large and depends on the plan you choose. Basics like dental cleanings are usually always included, premium plans will also include costly treatments like dentures.