private liability insurance

Private liability insurance is a must have. And since it’s only a few € a month, it should be a no-brainer

Private liability insurance covers damages you cause to third parties. That includes personal injuries and damages to things which belong to others.
It is not required by law but we highly recommend to have this.
A common example which is covered by this insurance would be that you accidentally break somebody’s phone.

details

who needs this insurance?

Everyone! If you (unintentionally) damage something, you must replace it and pay the costs. Liability insurance covers you from that.

how much does it cost?

Good plans starts at around €4 per month.

what does it cover?

Private liability insurance provides coverage for damages that you have caused. That can range from a few hundred € if you break somebody’s phone to millions if you cause damage to someone’s health.